If you’re a first-time buyer, buying your first home can seem like a complicated process but with a little preparation, it can be straightforward and enjoyable. There are a few things to bear in mind when you start looking for your dream home. Here are some pointers:
Know what you can Afford
Before you start house hunting, visit your bank or financial advisor and find out exactly what you can afford. You can also try our mortgage calculate to give you an idea of what you may be able to borrow. There is nothing more disappointing than finding your dream house only to discover later that you’re unable to make an offer.
See a Wide Range of Properties
You might have your heart set on a particular style of house but by visiting lots of different properties, you may find that your ideal home is different to what you first thought. It’s also a good idea not to pin all of your hopes on one home in case other buyers beat you to it – see a few and keep your options open.
Spot the Potential
It’s easy to be put off a house because of the way it’s decorated but when viewing a house try to look beyond the present presentation and instead think about what could be possible.
Be Prepared to Compromise
Before you start viewing properties it’s good to have an idea of what you ideally want from your dream home. But it’s also good to know where you are prepared to compromise. For example, location may be important but if you found the right house just a few miles away from your preferred area, would it still be an option for you?
Make the Most of Second Viewings
People often fall in love with a property on the first viewing but it’s important to visit for a second time. Second viewings give you the opportunity to look more carefully at a property and make sure it is right for you.
Have Finance Ready
If you find the perfect property, chances are other people will be impressed by it too. It’s therefore important to have your finance in place so that you can act quickly when you are ready to make an offer. By speaking to your bank or financial advisor before you start house hunting, you can help prevent delays further down the line.
If you need help finding the perfect property, talk to us. Call us on 0208 682 5100, or email: email@example.com